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What Is AD&D Insurance?
Best of all, it’s fast and easy to get covered. There is no medical exam to take, no long forms or applications to fill out, and you can get covered today with no waiting period.If you meet the age requirements, you are guaranteed approval, regardless of your health or occupation. You cannot be turned away!
With an AD&D Insurance policy in your back pocket, you could have added peace of mind knowing that you and your family would be protected in the event of a tragic accident.
Full One Time Payout of Benefits
Benefits will automatically reduce by 50% on the policy anniversary following the insured person’s attainment of age 70, or after five years from the effective date, whichever provides the longer period of coverage.
Double Payout in Common Carrier Accidents
If you lose one limb, you would qualify for 50% of your policy face amount. If two or more limbs are lost, you would qualify for 100% of your policy face amount. Also, the amount paid to you as living benefits is not deducted from your policy’s face amount, which remains in full effect to cover future injuries.
What does AD&D Insurance Policy Cover?
What Is Not Covered by AD&D Insurance?
Frequently Asked Questions
While you may convince yourself that you will not die or be seriously injured in an accident, isn’t it better to be safe than sorry? Having an AD&D life insurance policy in your back pocket could give you added peace of mind.
Also, if a medical condition or other factor prevents you from qualifying for a term life insurance policy, an accidental death insurance policy can offer some measure of protection when you would otherwise have none.
Accidental death & dismemberment insurance helps protect you in the event you are injured or killed in a covered accident. It can be purchased separately or as supplemental insurance in addition to term or whole life coverage.
AD&D insurance provides a cash amount to beneficiaries if you die or suffer a partial or complete dismemberment injury in a covered accident.
You can buy accidental death insurance right over the phone in just a few minutes. There is no medical exam to take, you are guaranteed approval if you meet the age requirements, and there is no waiting period for your coverage to begin.
Also, there are no long medical forms or applications to fill out and your monthly premiums are affordable — less than a term or whole life policy.
No. There is no medical exam to take, and if you meet the age requirements, you are guaranteed approval; there is no waiting period for your coverage to begin.
No. If you meet the age requirements, regardless of your health, occupation, or other factors, you are guaranteed an accidental death insurance and dismemberment policy without a medical exam for just pennies per day!
You can qualify for accidental death and dismemberment insurance even if you have pre-existing medical conditions. You cannot be turned down for coverage if you meet the age requirements.
While no amount of money can bring back a loved one who dies in an accident, surviving loved ones can use proceeds from AD&D life insurance to help reduce the financial burden.
Proceeds can be used to help pay for mortgage, rent, and other living expenses, college or retirement funds, medical bills including deductibles and other out-of-pocket costs, burial and funeral costs, and lost wages to maintain a standard of living.