Life Insurance

Affordable Term Life

Insurance for Diabetics

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Term Life Insurance for Diabetics

If you have a medical history of type 1 or type 2 diabetes, the good news is that obtaining affordable life insurance is easier than you may think.

If you have faced the frustration of high-risk life insurance rates or the fear of declines, you no longer have to worry! We review each of our client’s cases and will send documentation to underwriters informing them about health issues that would be seen in medical records.

Underwriters who review medical records to conduct a full report and determine a life insurance rating don’t always see the clients full picture. We’ll speak to them on your behalf and write a cover letter where we see it would be required or needed to obtain a life insurance policy.

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Term Life Insurance for Diabetics

How to pass your life insurance medical exam?

The first step to obtaining insurance is to pass a medical exam! If that makes you nervous, don’t worry! Life insurance medical exams are not as scary as you think – particularly if you are taking proactive measures to improve your health and manage your diabetes.

Our Gold Coast agents pride themselves on finding the most competitive coverage options for high risk clients, no matter if they have a high risk disease, are involved in a high risk hobby or have a career that is considered high risk!

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