As a dermatologist, you likely have a good understanding of the financial and emotional effects that disability conditions may have. You may have seen many situations where having financial protection against unforeseen issues that might impact someone’s ability to provide. Many people are happy with an emergency fund or general health insurance plan.
However, while all these are important, the extent to which they can cater to an injured or ill person is limited. This is why you need a disability insurance policy that is customized for dermatologists. This will not only take care of your medical bill when you become disabled but will adequately protect your income. Portable and flexible disability insurance that comes with an own-occupation package will help protect your future and your loved ones.
As revealed by disability statistics, over 1 in 4 of today’s 20 year-old Americans will become disabled before they retire. The income protection comes in the form of disability benefits that you will receive if you are unable to practice your specialty regardless of whether you are still engaged in another medical profession or another job entirely.