As a medical student, residency is a critical stage of your career that moves you a step closer to fulfilling your long-term dream of becoming a practicing medical professional. You have invested energy, time, and money to get to this point, and in a few years or months to come, you will become a licensed medical doctor with high prestige and financial freedom.
Unfortunately, due to the many uncertainties of life, a disabling illness or accident can knock your career trajectory off balance, and cause untold hardship and setback. Every 7 seconds, at least one American of working age suffers a disabling injury or illness. The study further showed that 25% of today’s young adults in their 20s will become disabled at some point in their careers. To be on the safe side, you will need to insure yourself with a disability insurance policy.