Request Now a Custom Disability Insurance Quote and Receive Our Best Rates!
Many life insurance policyholders usually see no reason why they should also have disability insurance coverage. While they both provide income protection, they serve different purposes.
Disability insurance is a policy that takes care of an insured person if he or she becomes unable to carry out the usual economic activities necessary to earn a living. The disability might be owing to a physical or mental condition that renders a person disabled either for a short or long period of time. You choose a policy and you pay a premium as agreed between you and the policy provider with the agreement that, in the event of any form of disability, the insurer takes over the responsibility of paying you a certain percentage of your regular income.