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Disability Insurance is a type of insurance policy that provides income when an insured person is unable to work or make money due to disability. The policy provider (the insurer) promises to pay back some amount to you (the insured).
The 2010 American census estimated that Palm Beach County has a population of nearly 100,000. Out of these, the U. S. Disability Statistics by County says that some 12.5% of the population is disabled. This shocking figure shows that you are at risk of getting disabled.
Despite the risk, most people have chosen to overlook disability coverage. Here’s why you might not want to fall into this trap.