While age, gender, and visa classification are the most common determinants of the foreign national life insurance market in the U.S., other factors are always considered by insurance companies during the underwriting process.
If you are a non-resident, your country of origin or residence will play a major role in your eligibility for life insurance coverage in the U.S. Due to trade restrictions between the United States and certain countries, individuals from the affected countries may not be eligible for insurance coverage in the U.S.
There are also several countries that have life insurance regulations that forbid their citizens from buying insurance outside of their territories. However, apart from these quite few affected countries, the United States life insurance industry is open to most other foreign nationals. Read on to know where exactly your country stands!